Unlike other funds, we allow our investors to use your shares as collateral for a bank loan. This borrowing capacity affords you access to your money at a much lower rate than the tax that would be due if you took a dividend. More important, your money remains invested. That way, you can share in future growth of the Fund’s assets. That’s how the tech bros live. They use company stock as collateral.

The Rural Fund invests in rural opportunity zone properties and operates rural opportunity zone businesses.

When we pick investments, we favor operating businesses (e.g., boutique hotels, recreation venues) over passive income-producing assets such as storage facilities. These assets breathe life into rural communities. Also, because the communities lack these projects upon our arrival, our investments solve a pain point. Thus, as long as our businesses are affordable, they are likely to be heavily patronized.

Typically we want to create a minimum of 20 permanent jobs per project. This encourages local patronage of the business because, in small towns, people like doing business with their neighbors.

We’re not taking big, risky swings. Rather, our strategy is to amass many profitable small businesses, picking up a few million in annual profits here and a few million there to grow our value brick-by-brick.  

We intend to hold an asset for a minimum of 10 years (i) to ensure shareholders can avoid taxation on the appreciation of the assets and (ii) to generate consistent operating income to pay any shareholder who is ready to redeem their shares.